Rates
Check out our rates below! Rates are subject to change at any time.
        Loan Rates
Rates effective as of 03/01/2024 and subject to change at any time.
Loan Type
                        APR
                        Auto Loan
                        As low as 6.95%
                        Unsecured Loan
                        As low as 9.95%
                        Visa Credit Card
                        As low as 12.90%
                        Share and Certificate Secured
                        3% above rate on shares or certificate
                        Credit Builder
                        As low as 9.95%
                        APR = Annual Percentage Rate. APY = Annual Percentage Yield. All rates are subject to change*
*Rates and maximums based on credit score
Currrent Specials
                    7 Month CD
                        CALL FOR RATE
                        $2,000.00 new money required
                        Share Rates
                    Regular Share Account:(savings account)
                        0.15% Dividend Rate
                        0.15% APY
                        $25.00 minimum – $5000 maximum
                        Regular Share Account:(savings account)
                        0.20% Dividend Rate
                        0.20% APY
                        $5001.00 and up
                        Share Draft Account:(checking account)
                        0.08% Dividend Rate
                        0.08% APY
                        $250 minimum balance to earn APY
                        Thrifty Youth Account:
                        0.2447% Dividend Rate
                        0.25% APY
                        $5001.00 and up
                        Christmas Club Account:
                        0.20% Dividend Rate
                        0.20% APY
                        Max Deposit $450 per month, $5000 total
                        Vacation Club Account:
                        0.20% Dividend Rate
                        0.20% APY
                        Max Deposit $450 per month, $5000 total
                        Share Certificate Account Rates
                    6 Month CD
                        0.50% Dividend Rate
                        0.50% APY
                        $2000.00 minimum
                    12 Month CD
                    1.00% Dividend Rate
                    1.00% APY
                    Shared-Secured Loan
                        3.00% Above Current Dividend Rate (APR)
                        Up to 60 Months
                        $2000.00 minimum
                    Explore Your Rate Options
Unlock better rates today with Natural State Federal Credit Union!

