Rates
Check out our rates below! Rates are subject to change at any time.
Loan Rates
Rates effective as of 03/01/2024 and subject to change at any time.
Loan Type
APR
Auto Loan
As low as 6.75%
Unsecured Loan
As low as 9.34%
Visa Credit Card
As low as 12.90%
Share and Certificate Secured
3% above rate on shares or certificate
Credit Builder
As low as 9.34%
APR = Annual Percentage Rate. APY = Annual Percentage Yield. All rates are subject to change*
*Rates and maximums based on credit score
Currrent Specials
7 Month CD
CALL FOR RATE
$2,000.00 new money required
Share Rates
Regular Share Account:(savings account)
0.15% Dividend Rate
0.15% APY
$25.00 minimum – $5000 maximum
Regular Share Account:(savings account)
0.20% Dividend Rate
0.20% APY
$5001.00 and up
Share Draft Account:(checking account)
0.08% Dividend Rate
0.08% APY
$250 minimum balance to earn APY
Thrifty Youth Account:
0.2447% Dividend Rate
0.25% APY
$5001.00 and up
Christmas Club Account:
0.20% Dividend Rate
0.20% APY
Max Deposit $450 per month, $5000 total
Vacation Club Account:
0.20% Dividend Rate
0.20% APY
Max Deposit $450 per month, $5000 total
Share Certificate Account Rates
6 Month CD
0.50% Dividend Rate
0.50% APY
$2000.00 minimum
12 Month CD
1.00% Dividend Rate
1.00% APY
Shared-Secured Loan
3.00% Above Current Dividend Rate (APR)
Up to 60 Months
$2000.00 minimum
Explore Your Rate Options
Unlock better rates today with Natural State Federal Credit Union!
