Share Certificate Accounts (CDs)
With our Share Certificates, you can invest your funds for a fixed term at a competitive rate, offering a secure way to grow your savings.
![Woman walking in the woods on a hiking trail](images/cd-account-header.jpg)
Share Certificate Accounts (CDs)
Competitive rates
Dividends compounded or paid monthly
Rates vary based on term
Early withdrawals may result in penalties
Insured by the National Credit Union Administration (NCUA)
$2,000 minimum deposit to open
We offer a 6-month and a 12-month Certificate of Deposit
A Reliable Savings Option
Whether you're planning for short-term goals or looking to maximize returns over a longer period, our Share Certificates provide a flexible and reliable option. Enjoy the peace of mind that comes with knowing your money is working for you, with guaranteed returns and the safety of being insured by the NCUA. Explore our Share Certificate options today and start earning more on your savings!
![Older adult out riding mountain bikes.](images/sharecert-account-cta-image.jpg)
What are you looking for?
Open an account with Natural State Federal Credit Union and explore a variety of account options, including savings, checking, youth accounts, and more.
Savings Accounts
We have great options to help you save for any needs.
Checking Accounts
Bank easy with our Free Checking Account.
Youth Accounts
Start smart savings habits at an early age.
Contact Us
Get in touch with our friendly staff to learn more.